Powering East Africa Economic Resurgence
A Private Equity Fintech Investing in African SMEs
Avead Africa is a private equity fintech that pairs direct, equity style investment in small and medium enterprises with embedded, payroll-linked financing technology for their employees. Rather than treating capital as a one off transaction, we take a genuine stake in the growth of the businesses we back by combining patient, structured capital with a hands-on, “touch tech” model that blends personal relationship management with digital access. Our approach lets us support both sides of a business: the enterprise seeking growth capital, and the workforce behind it seeking financial dignity and stability.
Employer & Business Partners
Companies and SMEs across Kenya onboarded to our platform
Capital Deployed
Payroll linked advances and SME growth financing disbursed to date
Speed to Fund
From application to mobile money disbursement
Investment and Financing Built Around Real Businesses
We deploy capital in two connected ways: direct, structured growth financing for SMEs, and payroll integrated salary advances for their employees. Each is backed by hands-on training and relationship support rather than a purely transactional model.
Payroll Linked Salary Advances
Instant, transparent access to a portion of earned wages before payday, integrated directly with employer payroll for seamless, dignified repayment with no hidden activation, monthly, or annual charges.
SME Growth Financing
Short term, collateral free working capital and purchase order financing for established SMEs, structured to fund stock, fulfil orders, and bridge cash flow gaps with fast, confidential decisions and disbursement typically within 24 hours.
Touch Tech Training & Advisory
Every financing relationship includes customised training delivered through our touch-tech model, pairing a dedicated relationship officer with simple mobile and web tools to help SMEs put growth capital to work effectively.
How We Think About Capital
As a private equity fintech, we invest with a builder’s mindset, prioritising the long term health of a business and its people over a single financing event.
Collateral Free Capital
We don’t rely on business assets as security. Financing is sized to genuine need, not to what a business can pledge.
Private, Relationship-Led
We act as a private relationship manager to every client, keeping business and personal information strictly confidential.
Fast, Repeatable Access
First financing is disbursed within 24 hours of approval. Repeat financing can be requested in under a minute via our mobile or web app.
No Hidden Charges
Competitive, clearly disclosed pricing with no upfront fees, so businesses and employees know exactly what they’re agreeing to.
Our Core Values and Corporate Governance
At Avead, transparency, accountability, and ethical conduct are at the heart of everything we do. We comply with local and international regulatory requirements, implement robust risk management practices, and foster a culture of integrity and inclusivity.
Ethical Conduct
We continually strengthen our governance framework to protect our customers, employees, partners, and shareholders.
Risk Management
We comply with local and international regulatory requirements and implement robust risk management practices.
Gender 2X Challenge
We proudly support the Gender 2X Challenge and foster a culture built on integrity, inclusivity, and sustainable growth.
Board Oversight
Our Management Board, made up of Founders and Non-Executive Directors, meets quarterly to review business performance, guide strategic direction, and oversee risk structures.
